Posts Tagged ‘dollar’

The Straw that Could Break the Camel’s Back

Thursday, November 26th, 2009

The US Government and Wall Street have declared an end to the worst of this financial crisis that has plagued the world for so long. Is it really over, have we crossed the worst of it?

I am reminded of a common movie scene where the characters are climbing up a mountain to get to safety only to find a seemingly endless set of mountain ranges. The risk with declaring an end may be the straw that breaks the camel’s back. Can we take the double dip? What happens to the US consumer if there is another bout of mass layoffs.

There is no short of predictions for the future equally positive and negative. The current momentum seems to rest much of the world recovery on emerging markets and a weak dollar. Stimulus in the US has failed to create a meaningful impact on unemployment and the credit market has shrunk even with the massive bailouts last year. The US housing market has been kept on life support with government supported interest rates and tax rebates. My real concern is that nothing that has been done really is sustainable. Over the past year the US government has thrown money at everyone but its tax payers. Maybe the real solution is to let us spend our own money and when I say “us” I mean everyone regardless of income.

Interesting that Washington DC over the past years seems to have become just as disconnected to Main Street as Wall Street. Has Wall Street moved into Washington? Over the past year I have had discussions with many people who have lost their jobs or had a pay cuts, not one of them ever mentioned healthcare as a major problem right now.

Happy Thanksgiving! The Emerging Market of Dubai’s possible credit problems may give a new meaning to Black Friday or just another straw on the camel’s back.

What a Tangled Web We Have Woven – Inverse Dollar Market Relationship

Thursday, November 12th, 2009

Simply put, the US economic recovery will be short lived if it depends on the dollar going to zero. By design the current US political powers wanted exactly what is happening, weak dollar improves exports and large companies overseas earnings. Unfortunately this prescription for recovery reduces the buying power of the largest consumer in the world, the USA.

This plan for recovery unfortunately seems to leave out one all important component, the US Citizen. Wall Street is getting back to their country clubs at the expense of the 10.2 % unemployed (and growing) by shorting the US Dollar and crowding the commodities trade. Remember last year when the political powers vilified investors who shorted bank stocks, well isn’t shorting the Dollar kind of un-American. What percentage of those banks bailed out where owned by foreign investors.

Over the recent quarter large companies have credited a large portion of their recovery to overseas sales. McDonalds over the past week announced sales for last month showing that US sales were down, but overseas sales were up. If you are a US Citizen you may or may not have money invested in the stock market, but you definitely have Dollars.

One thing is for sure, if you are an American, this recovery is hurting you.

Supply and Demand….Not in todays market!

Friday, October 23rd, 2009

Earning season is off to a positive start. A large percentage of companies are beating profit expectations and exceeding revenue. The question is whether this revenue and profit push is from a very predictable inventory bounce and continued cost cutting or from an actual improvement in the consumer spending.

Wal-Mart recently commented on the continued sluggish sales. A common theme in earnings released so far is the continued cost cutting. If companies are still cutting back how can the consumer expand if they are employed by these very same companies?

All economic (non government) activity can be summed up with Supply and Demand. When the economic problem fails to include the primary variables of supply and demand the answer is incomplete and therefore not a solvable solution. When the perceived problem has no answer, then that cannot be the real problem. There is always a solution to a problem. Right now I see the weak dollar as the real problem, the variables make sense and the solution is solvable.

Stop Fighting the Dollar

Tuesday, April 7th, 2009

The US Government in one breathe attempts to sink the Dollar in the next speaks of a commitment to a strong Dollar. Even with all of their “innovative” methods of sinking the Dollar, it just keeps getting back up. The Dollar of recent has the resilience of a “Rocky” opponent.

So what keeps the Dollar moving up even in the face of such dramatic attempts to keep it down? Probably the most obvious is that the rest of the world is in worse shape than the USA. The old saying goes “if the USA gets a cold, typically the rest of the world gets pneumonia”.


With the US Government printing money at a feverish pace, other countries that are dependent on exports to the USA must do the same to keep their currency in pace. This process seems to extend the financial pain and fuel social unrest.

The Dollar is the Ocean eroding the cost of goods and services in the US, the solutions so far are looking like poor conceived Jetties, which typically cause more harm than good.